Maximum Social Security Benefit 2024. Meanwhile, if you're filing for social security this year at age 70, the maximum monthly benefit you can collect is $4,873. The highest social security retirement benefit for an individual starting benefits in 2024 is $4,873 per month, according to the social security administration.

The maximum benefit varies each year due to the annual adjustment based on changes in the national wage level. There are three requirements a worker must meet to qualify for the maximum benefit.